Investment advise offered through Clear Skies Financial, a Registered Investment Advisor

Registered representatives associated with this website may only discuss and/or transact securities business with residents of the following states: AZ

‚ÄčIndividual & Families

Individuals and Families all have the same primary three financial issues that they deal with throughout their life.  These issues include:

Retirement Planning
Risk Management
Wealth Transfer

Retirement planning refers to accumulating assets for a future income need and then distributing those assets to help fund the lifestyle you want.  Risk management is a strategy that people use to protect themselves and their loved ones from risks that they will encounter throughout their lives.  Wealth transfer is planning for the orderly distribution of whatever is left to your loved ones when you die.